Takara Belmont - Apply for Financing



Takara Belmont :: Financing Programs

		Leasing Programs Available Types of leasing programs and requirements Flexible Payment Structures Payment structures available to meet your needs. Financing Tools Methods of financing available Flexibility in Equipment A small sample of equipment available Benefits Advantages of lease financing equipment

These days, when it comes to financing, it's more difficult than ever to find a bank with the resources and willingness to lend to a small business. That is why it's so important to work with an equipment and finance company you can depend on. The Elite team has just what you need to help you along.

At Elite Salon Financing, we believe in high quality programs, allowing us to meet the needs of a wide range of customers. A few of our key program are:

New Business Program
Unique in the beauty industry, this program allows a current salon employee to realize the goal of becoming an entrepreneur. Also useful for first-time beauty investors, it offers financing up to $75,000.

Preferred Program
Designed for established salons and spas with 2 or more years under current ownership. This program offers financing up to $75,000. Comparable credit and/or financials may be required for requests over $75,000.

Platinum Program
Offers the most competitive pricing available for established salons and spas seeking $100,000 - $500,000 in financing.

Requirements:
Two years tax returns with W-2's
Business plan detail
Copy of state beauty license
New business bank information
Landlord lease agreement
Clean personal credit

Requirements:
Two years in business
Two substantial trade references
Low four-figure bank balance
Clean personal credit

Requirements:
Five years under current ownership
Moderate five-figure bank balance
Two years full financials and tax returns
(business and personal)
Clean personal credit

Elite Salon Financing offers standard 12 to 60 month term leases with various end-of lease options. We also understand the need for flexible payment structures to meet your business and cash flow needs. We will customize a payment structure designed to help you build the salon you want with equipment from Takara Belmont.

Seven For Seven
Pay $700 down and have no payments for seven months regardless of the size of the transaction.

Deferred Payments
No payments for 30 to 120 days, allowing your equipment to start working for you without the up-front expense.

Seasonal Programs
Skip payments during the slow season.

Step Payments
Payment amounts customized over the term of the lease to match your cash flow projections.

Credit Lines
Even if you do not have an exact dollar amount in mind for your purchase, Elite Salon Financing can pre-qualify you for a specific dollar amount. Elite Salon Financing can also provide an extended credit option, allowing you to make additional renovation and equipment purchases.

Wrap Lease
This program allows responsible customers to add new equipment to any current lease by "wrapping" the new equipment into the existing contract. Designed to help you control your cash flow, this option may allow you to keep making the same monthly payments.

Pre-Funding / Advance Funding
As a result of our partnership with Takara Belmont, Elite Salon Financing is able to get your project started by providing advance funding. Your equipment is ordered and delivered without any up-front cash for you.

Soft Costs
Significant soft costs like flooring, lighting, decorating, delivery and installation fees, are often involved in building the salon of your dreams. Elite Salon Financing is able to add 30% of your equipment cost to your package to help cover these added expenses.


We are the leader in financing for the salon and spa industry, offering a wide range of financing options for all equipment you deserve. Here is a listing of just some of the equipment we finance.
Styling Chairs Manicure Tables Pedicure Spas Heating Lamps Massage Tables Wet Tables Skin Care Equipment Facial Equipment Reception Desks Vichy Showers Microdermabrasion Machines	Hair Dryer Shampoo Bowls Cabinetry Workstations Bolted Mirrors Processors Retail Centers & Display Back Bars Reception Seating Hydro- Tubs	OTHER EQUIPMENT: Central Air Conditioners Computer Software Computer Hardware Phone Systems POS Systems Signage/Awning Tanning Beds Washers/Dryers

Over 80% of all businesses in the United States have utilized lease financing to acquire equipment.

Avoid Becoming Obsolete
New technology and trends can outdate your salon within a few years. Leasing allows you the flexibility to conveniently update your salon.

Less Risk
With leasing the only collateral pledged as collateral, only your equipment.

Lower Cash Up Front
You can acquire your equipment with very small cash outlay. As little as 2% - 10% will secure your equipment order.

Tax Advantages
Your accountant can show you how to structure your lease so your payments are fully tax deductible

Flexible Terms
Leasing affords you more options throughout the life of the agreement. Elite Salon Financing offers a variety of flexible payment structures. At the end of the lease, you will have the option to buy your furniture outright at a pre-determined price or simply return it.